Where to find the cheapest car insurance
My $37 a Month Car Insurance | BeatTheBush
how's it going everybody this is beat
the bush some of you were quite baffled
that I actually paid 37 dollars a month
for my auto insurance and I actually
drive a 2001 Porsche Boxster as well
today I'm gonna show you my insurance
statement and show you all the discounts
I'm getting in order to get my rate this
slow after I show you my statement I'm
also gonna cover all the other discounts
that are possible just in case I didn't
get it but you can here's my guy Chloe
insurance so you can see I only get
liability insurance here this is a main
factor of having my insurance solo
because essentially I am kind of self
insuring myself if anything happens to
my car I can pretty much pay for it and
do any kind of repairs so it helps a lot
to have enough emergency cash so that
you can do something like this where you
can just not pay for full coverage I
used to buy full coverage and used to be
two three hundred dollars more and you
can see after maybe a year or two of
painful coverage you can essentially
have a thousand two thousand dollars to
do any kind of minor to medium type
level of repairs already the coverage
here that you select is variable and you
may find that going from one tear to
another may not increase or decrease
your payment premium all that much
there's various factors that contributes
to my premium being solo number one is I
always pay in full six months at a time
this causes a discount to be applied and
this is the discount already shown and
you can see two hundred twenty three
some dollars divided by six is actually
thirty seven dollars a month these are
the types of discounts I have subclass
factor multi-line cycle which means I
have motorcycle as well
California good driver I haven't had an
accident for five years California
persistency passive restraint airbag
which means my car has an airbag and I
also have a seatbelt in it professional
group insurance rates this has to do
with me holding a Geico share and me
saying that I'm affiliated with Geico
and therefore I can add this insurance
discount on top of whatever this kind I
have before so I have all these
discounts added to whatever I had to pay
to get this $223 here's a list of this
kind
works for Geico insurance but I'm pretty
sure any other kind of car insurance
also have something similar where if you
do certain things you would get
additional discount the way it works
internally for an insurance company is
that they look at these various factors
and when you have certain things your
risk actually goes down therefore they
can insure you for less and less with
that in mind let me just go over the
discounts out of all these discounts you
can see the circled ones are the ones I
already have on my policy those two
right there anti-lock brake system and
the ion type that I actually have those
except it's not on my policy so doing
this video is great because I suddenly
realize that and maybe I can call in and
get additional discount and I'll let you
guys know if I do get additional
discount in the video description below
just go check there I'll update that a
bunch of these things of course depends
on your car model and if your car
actually have that and if it doesn't
have it you might be able to even add it
such as the anti-theft system if your
car has airbag most cars have airbags
anti-lock brake system most cars have
those these days and type theft if you
have the daytime running lights it will
lower your premium if you never had an
accident in five years I would also
lower your insurance rate which is great
if you always use your seatbelt all the
time you can tell them this and you can
get another discount of course they have
no way to verify this and I'm not sure
how they can verify I think this is just
based on the honor system where you say
yeah of course every time you did it and
you use a seatbelt then they'll honor
you that discount if you took defensive
driving classes I believe this only
lasts a certain number of years so if
you took it you have to kind of renew it
in order to get this discount all the
time if you took driver's education you
can get it this time if you're a good
student if you have good grades then you
can also get a discount if you're on the
emergency deployment such as in some war
or something or they have to deploy you
yes you'll also get a discount you also
get to this kind of you're part of
military and you also get a discount if
you're a federal employee there's also a
membership affiliation discount where
they have about five hundred groups that
you can be part of just look through
that group and see if you're part of any
of that then you can also add to get a
discount even if you're not part of one
of those
you can go and buy a berkshire hathaway
share just one share it I believe right
now it's about $170 in your brokerage
account then you can call them up and
say yes you own a share of Berkshire
Hathaway which owns Geico then you can
claim this membership with Philly and
get a few percentage off of your policy
if you have multiple cars on the same
policy you can get a discount if you
have multi policy such as having I don't
know other kind of insurance things for
me I have a motorcycle insurance on top
of that then you can get a multi-policy
discount getting any kind of recurring
expenses really low kind of pays you
back month after month because once you
do the initial work of trying to get it
really low in the first place you just
have to sit there and it's always just
gonna be a really low payment all the
time all of this is just really based on
getting a really good cash flow when you
have expensive you minimize them and for
any type of income you try to maximize
those and you're gonna get really good
cash flow I hope this video helps you
for your GEICO insurance or any other
kind of insurance just call them up
knock their doors now ask what kind of
policy discounts they have go to their
website see what kind of policy
discounts they have and see which one
you can actively obtain and most of time
I'm pretty sure you're gonna find some
of them that you already did already but
you're just not getting the discount
don't forget to give me a like on this
video comment down below let me know if
you've already applied this method and
getting the maximum discount on your
auto insurance if you're interested in
supporting this channel don't forget I
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thanks for watching
